What Is Homeowners Insurance

Homeowners insurance is required by all bank or financial institutions when someone purchases a house. Homeowners insurance covers many aspects of the home and protects the homeowner from a massive loss. Homeowners insurance will cove a fire or storm damage to the home so that the home owner is not required to pay money out of pocket except for the deductible. Homeowners insurance will pay for stolen items that a burglar takes from the home or anything of value within the home if it is lost, stolen or even damaged. Homeowners insurance is offered by a variety of insurance companies and should be maintained as long as a person lives in the home. More info: homeowners insurance long island

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